Defective Loan & Credit Card Agreements

www.simpleclaim.co.uk is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk.

We run a Loan & Credit Card Audit Service which looks at each of your Credit card agreements to ascertain what you are entitled to claim for. This involves various Legal Experts getting the relevant documentation from your lender. Then examining your agreements & statements to check what you are entitled to reclaim! For this we service we charge a refundable £299 (if you do not have a claim you will get your money back*)
There are various areas that we can reclaim money for.
LOANS

  1. Unknown PPI Charges – Where people do not even know that they are paying for PPI insurance, you may be able to claim this money back.
  2. Unenforceable Loan Agreement - Various Lenders did not follow the prescribed terms & conditions in the Consumer Credit Act 1974. This makes many Loan Agreements unenforceable, this means you may get your existing Loan balance written off.
  3. Undisclosed Commission – Where the lender received a hidden commission for the loan, You may be able to claim this back

CREDIT CARDS

  1. Unfair Charges – we can claim back any unfair charges over the last 6 year period, these include late payment fees & Overlimit fees.
  2. PPI cover – Lots of Card providers add this charge to your Card without notice. You may be able to claim this money back.
  3. Unenforceable Credit Card Agreements – Various Lenders did not follow the prescribed terms & conditions in the Consumer Credit Act 1974. This makes many Card Agreements unenforceable, this means you may get your existing Credit Card balance written off.

We work with solicitors who are regulated by the Law Society and who are extremely experienced in this type of claim.
Please call us on 0845 649 2009 to discuss your requirements or complete our online enquiry form and we will call you at a time to suit your convenience.
* - Minus an admin charge of £99